Karpov's Caro Kann, Panov's Attack

This is a typical Panov structure you have to know if you play either side of the opening. Games like this one, played between Xu Yinglun and Yu Yangyi, who handled the black pieces, in 2018, are what will teach you more about the Panov than anything else. It's black's move on move 22 in this typical Panov IQP endgame. Who is better and why? How would you evaluate the position?

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